Financial Adviser in Wigan

PENSIONS AND INVESTMENTS
For a Financial Adviser you can trust in Wigan, contact the team at Diverse Financial Planning today. Our years of experience and wide range of services mean we can help with any financial matter.

About us

Diverse Financial Planning was established in June 2011 with the aim of providing high quality, independent; fee-based financial planning advice to individuals and businesses. 

Our over-riding commitment is to provide clear, well communicated and sensible financial advice which is focused on long term client goals in order to assist our clients to grow and maintain their wealth. 

Integrity and openness are our core values. Our ‘client for life’ philosophy is built around developing long term personal relationships with clients and building a loyal and satisfied customer base.

Diverse Financial Planning has a fully integrated Wealth Platform that provides each client with a holistic view of their finances on which good investment decisions can be based and provides a unique service.

  • Read More

    In terms of uniqueness and value, we believe that nothing is more convenient than giving our clients a view of their net worth by simply logging onto the web or their smartphone.


    Fusing market-leading technology with a straightforward advice process we can quickly research and design the most comprehensive strategies for all of our clients.


    The Directors of the company are Tim & Jayne Kearsley.


    Tim has over 30 years of experience in the Financial Services industry during which time he has spent most of his time advising clients. He served his 'apprenticeship' at the Prudential and also worked for a major high street bank for over 5 years.


    Tim & Jayne are family orientated and enjoy spending time with their 2 children, Shana & Aaron.


    We believe as a business it is very important to support a charity and therefore we are currently  giving financial help to Macmillan Cancer Support, The Alzeimer's Society and North West Air Ambulance.



The cost of advice

When looking for the right Financial Adviser, one of the key factors for most people is the costs involved. Good financial advice will cost you money but when it comes to taking advice on your finances it could be the best investment you make.

We are committed to providing value for money and strive to keep our costs as low as possible. 

Initial consultations are free of charge and these meetings will enable you to judge whether paying for financial advice will deliver the best value for you. Many people are put off seeking financial advice because of the perceived cost. The key thing to remember is that good financial advice should cost less over the long term than no advice at all. After all, the whole point is to improve your financial position

  • Read More

    Generally speaking, Financial Advisers have 2 types of fees, initial and ongoing. The initial fees are primarily for the initial advice clients receive and the implementation of their plan. The ongoing fee is to ensure that the plan is still suitable and on target to meet the client’s goals. 


    We will explain these in detail before you decide to transact business with us.


    Please click on the link below to the Unbiased website. Here you will get a feel of the kind of initial charges levied by advisers across the country. 


    https://www.unbiased.co.uk/tools/cost-of-advice

Our fees

Since we began back in 2011, Diverse Financial Planning Limited has worked hard to ensure its business model is fit for the future and more importantly, has its clients at its heart.

Because of this philosophy and our strong position, we are proud to say that our initial advice fee is just £250. This is taken from your investment, not your bank account. 

  • Read More

    In relation to pensions & investments, once we have implemented your plan we feel the most important fee to pay is the ongoing charge. This is paid to ensure your financial plan is on track. Our ongoing fee is 0.50% of your funds under advice and again is taken directly from your investment.


    In monetary terms, this means that if your investment is valued at £50,000, the ongoing adviser fee will be £250 per annum (£50,000 x 0.50% = £250).


    In relation to arranging mortgages & protection plans, we do not charge a fee to our clients as we are still able to receive a payment from the lender or life insurance company. This is usually sufficient to cover our initial costs.



Find a Financial Adviser you can trust on 07799 623110
CONTACT US